REC Ltd. registers highest ever H1 Profit; declares interim Div. of Rs.4.60

Delhi: The Board of Directors of REC Limited, have approved the limited reviewed standalone and consolidated financial results for the period ended September 30, 2025.

According to company Press note, “owing to growth in all the verticals, REC is able to maintain its spreads at 2.89% and NIM at 3.64%, resulting in robust half yearly profit after tax of ₹8,877 crore. As a result, the Annualised Earnings Per Share  for the period ended September 30,  accelerated by 19% to ₹67.24 per share as against ₹56.56 per share in the previous year.”

The loan book has maintained its growth trajectory on sustained basis to ₹5.82 lakh crore as against ₹5.46 lakh crore as on September 30, 2024. The net credit-impaired assets as on September 30, 2025 have reduced to 0.24% from 0.88%  with Provision Coverage Ratio of 77.06% on NPA assets. 

Standalone Financial Highlights: 

–   Disbursements: ₹1,15,470 crore vs. ₹90,955 crore, up by 27% ; Total income: ₹29,828 crore vs. ₹26,633 crore, up by 12%;   Net interest income: ₹10,608 crore vs. ₹9,261 crore, up by 15%; –  Net Profit: ₹8,877 crore vs. ₹7,448 crore, up by 19%.

Further on standalone basis, during Q2 FY26 sanctions have increased by 97% to ₹1,49,832 crore against ₹76,200 crore in corresponding Q2 FY25.

Aided by growth in profits, the Net Worth has grown to ₹82,739 crore as on September 30, 2025.

REC   is a ‘Maharatna’ company under  the Ministry of Power,  as Non-Banking Finance Company (NBFC), Public Financial Institution (PFI) and Infrastructure Financing Company (IFC). REC is financing the entire Power-Infrastructure sector comprising Generation, Transmission, Distribution, Renewable Energy and new technologies like Electric Vehicles, Battery Storage, Pump Storage projects, Green Hydrogen, Green Ammonia projects etc. More recently REC Limited has also diversified into the Non-Power Infrastructure sector comprising Roads & Expressways, Metro Rail, Airports, IT Communication, Social and Commercial Infrastructure (Educational Institution, Hospitals), Ports and Electro-Mechanical (E&M) works in respect of various other sectors like Steel, Refinery, etc.

REC  also  provides loans of various maturities to State, Central and Private Companies for creation of infrastructure assets in the country.  It continues to play a key strategic role in the flagship schemes of the Government for the power sector and has been nodal agency for Pradhan Mantri Sahaj Bijli Har Ghar Yojana (SAUBHAGAYA), Deen Dayal Upadhaya Gram Jyoti Yojana (DDUGJY), National Electricity Fund (NEF) Scheme which resulted in strengthening of last mile distribution system, the Central Government has entrusted REC with the responsibility of implementing the PM Surya Ghar Muft Bijli Yojana.