PFC registers 25 pc increase in PAT, at Rs. 8,981 Cr in Q1FY’26
The company has declared an Interim Dividend of Rs. 3.70 per share for the first Quarter ’of FY.2026.
New Delhi: Power sector Maharatna PFC Limited has registered an increase of 25% in its Profit A
fter Tax in the first quarter of financial year 2025-26, posting a robust profit of Rs. 8,981 Crores compared to Rs. 7,182 crore in the corresponding period of FY-2024-25, as per results announced by the Board of Directors today.
Consolidated Loan Asset Book grew by 13% – Rs. 11,34,347 cr. as on 30th june 2025 vs. Rs. 10,04,735 cr. as on 30th June 2024. Consolidated disbursement has increased to Rs. 95,660 cr. in Q1’26 vs Rs.63,135 cr. in Q1’25. Owing to resolution of stressed assets, Net NPA has reached its lowest level at 0.31% in Q1’26 from 0.84% in Q1’25. Gross NPA significantly declined by 150 bps from 2.97% in Q1’25 to 1.47% in Q1’26.
Chairman and Managing Director, Ms. Parminder Chopra shared that “PFC has once again 
delivered a strong financial performance in Q1 FY26. This quarter marked our highest-ever first-quarter disbursements, and we recorded a robust year-on-year growth of 16%, with our renewable energy portfolio growing impressively by 36%.”
Director (Finance), Mr. Sandeep Kumar shared that “We have started the financial year on a promising note. In Q1’26, PFC reported a net profit of Rs. 4,502 crore, marking 21% Y-o-Y growth, primarily driven by 26% increase in Net Interest Income. Our financial position remains resilient, underpinned by a healthy capital adequacy ratio and continued improvement in asset quality”.
Financial Highlights are: 21% increase registered in Standalone Profit After Tax from Rs. 3,718 cr. in Q1’25 to Rs. 4,502 cr. for Q1’26. Double-digit growth of 16% registered in loan asset book- from Rs. 4,75,004 cr. as on 30.06.2024 to Rs. 5,49,786 cr. as on 30.06.2025. 85 times jump in disbursements- from Rs. 19,483 cr. in Q1’25 to Rs. 36,152 cr. in Q1’26, marking the highest ever disbursement in the first quarter. PFC continues to maintain comfortable capital adequacy levels. CRAR as on 30th June, 2025 is at 22.37%, with Tier 1 capital at 20.60%. 14% increase in net worth and stands at Rs. 95,061 cr. as on 30.06.2025. The Gross NPA ratio continues to be on the declining trend and saw a significant reduction of 146 bps viz-a-viz Q1’25 and is at 1.92% for Q1’26. The Net NPA ratio is at its lowest levels at 0.38% for Q1’26 vs 0.87% for Q1’25, decrease of 49 bps.